If you are thinking of buying an expensive new display, you may be looking to compare a full warranty vs a limited warranty when it comes to one of the top business computer monitors. Even the best computer monitors, after all, can break down, so you will want to make sure you have your ducks in a row. The overarching concept of warranties is similar across different types of subject matter they cover, like consumer product warranties versus entire vehicle warranties, with limited warranties and enhanced warranties with additional protection. Here are some differences between the two warranty types.
KEY TAKEAWAYS:
- Limited warranties typically only cover defects in material installed at the point of manufacture, and they may not even cover cost of labor as another limitation. Computer insurance may provide better coverage, or remember your devices can also be already covered by your property insurance, which we have guides on if you’re wondering if renters or even homeowners insurance can cover a computer.
- Full warranties tend to cover both parts and labor and offer more warranty repair options (such as cosmetic damage) and a longer warranty period on contract, saving you any additional cost that might not be covered by a limited warranty for a warranted product.
- Limited warranties usually ship free with the monitor, while full warranties will cost extra to buy into the warranty service.
Differences Between Full Warranties and Limited Warranties
The primary difference between these warranty types breaks down to what is covered, the length of coverage, and a number of other factors. The differences can be extremely stark, such as when you are comparing a gaming monitor vs a standard computer monitor.
Keep reading to get into the nitty-gritty regarding warranty details.
Insider Tip
Keep your receipt handy in case you need to verify proof of purchase with a service center.
Coverage
As the name suggests, a limited warranty is extremely limited when it comes to coverage inclusions. The specifics may vary, but a limited warranty typically only covers any faulty parts or some kind of issue that occurred at the time of manufacture. However, read the fine print thoroughly because some limited warranties will only pay for the parts and not the labor, even if the company is at fault. You should also try to pick a reputable panel type that should avoid issues, such as when you are comparing IPS vs TN vs VA panels.
Full warranties, however, offer a more robust level of protection. Again, specifics vary but they tend to offer full coverage that includes any parts that break down and the necessary labor. Some full warranties will even cover mail-in service to and from the repair facility. The details will vary, so read the fine print, as many full warranties will not cover normal wear-and-tear, otherwise known as consequential damage. If you’re wondering if renters insurance covers computers, it can and can cover your computer if you experience theft or certain natural disasters in your home.
Cost
The primary benefit of a limited warranty is that it typically comes with the monitor as you purchase it for no extra charge, thus the limited level of coverage. Full warranties must typically be purchased along with the item from the manufacturer or from a third-party insurance agent. In other words, the coverage increases, but so does the cost. Usually, a full warranty is charged via a fixed one-time payment, though some institutions may charge monthly. As always, read the fine print of any insurance plan.
F.A.Q.S
What are the terms and conditions of the limited warranty? What is covered?
Coverage will be up to the sole discretion of the insurance issuer. Some may offer a mail-in service and others may cover cosmetic damage, normal wear and tear, and even replacement services for a defective product.
What is a valid proof of purchase?
If you are the original purchaser, a valid proof of purchase will typically be a receipt of some kind that shows the purchase price and indicates any warranty coverage. Show this receipt at the service center.
How long is my limited warranty?
A limited warranty will vary in length, so read the fine print for the warranty period, especially if you are the original purchaser.
STAT: Dell-branded hardware products purchased in the U.S. or Canada may come with a 90-day, 1-year, 2-year, 3-year, 4-year, 5-year, or other limited hardware warranty. (source)
REFERENCES:
- https://www.dell.com/learn/us/en/uscorp1/terms-conditions/art-limited-hardware-warranties
- https://www.acer.com/ac/en/US/content/standard-warranty
- https://www.hp.com/us-en/privacy/limited_warranty.htmlr
- https://en.wikipedia.org/wiki/Warranty
- https://www.sciencedirect.com/science/article/abs/pii/0377221792902422
